At Brightson Accounting, we help businesses across Wolverhampton and the West Midlands stay compliant with HMRC. If you follow this simple compliance checklist, you'll avoid most common issues.

Quick Summary
  • Monthly: Reconcile bank accounts, chase invoices, update bookkeeping
  • Quarterly: Submit VAT returns, review profit/loss, plan tax payments
  • Annual: File Self Assessment, Corporation Tax, issue P60s, review tax strategy
  • Print this checklist and tick off each task as you complete it

Registration Checklist (One-Time Setup)

✅ Before You Start Trading
  • Register as sole trader or incorporate limited company
  • Register for Self Assessment (if self-employed)
  • Open separate business bank account
  • Set up business insurance
  • Choose accounting software
✅ When You Reach Thresholds
  • Register for VAT when turnover exceeds £90,000
  • Register for PAYE when you hire first employee
  • Consider Making Tax Digital compliance (if income > £50k)

Monthly Compliance Tasks

📅 Every Month (Takes ~2 Hours)
  • Reconcile bank accounts — Compare bookkeeping to bank statements
  • Chase unpaid invoices — Follow up on overdue payments
  • Review expenses — Categorize and file receipts
  • Update bookkeeping — Enter all transactions into software
  • Review cash flow — Ensure sufficient funds for tax payments
  • Pay PAYE — If you have employees (19th/22nd of month)

Why Monthly Matters: Leaving bookkeeping until year-end = stress, errors, and missed expense claims. Monthly updates keep everything accurate and manageable.

Full guide: Bookkeeping Basics for Compliance

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Most UK business owners are overpaying without realising it.

👉 Try the Corporation Tax Calculator

Quarterly Compliance Tasks

📅 Every Quarter (Takes ~3 Hours)
  • Submit VAT return — If VAT registered (deadline: 1 month + 7 days after quarter)
  • Submit MTD updates — If applicable (quarterly digital submissions)
  • Review profit/loss — Are you on track for year-end targets?
  • Plan tax payments — Estimate and save for upcoming tax bills
  • Review pricing — Are your margins healthy?
  • Check compliance — Any changes to HMRC rules affecting you?

VAT Deadlines:

  • Quarter ending 31 March → Submit by 7 May
  • Quarter ending 30 June → Submit by 7 August
  • Quarter ending 30 September → Submit by 7 November
  • Quarter ending 31 December → Submit by 7 February

Full guide: VAT Compliance: Common Mistakes

Annual Compliance Tasks

📅 Every Year (Or Work with Accountant)
  • File Self Assessment — Deadline: 31 January (if self-employed/director)
  • Pay Self Assessment tax — Deadline: 31 January
  • Second payment on account — Deadline: 31 July
  • File Corporation Tax (CT600) — Deadline: 12 months after year-end
  • Pay Corporation Tax — Deadline: 9 months + 1 day after year-end
  • Issue P60s to employees — Deadline: 19 May
  • Submit P11D forms — Deadline: 6 July (if benefits in kind)
  • Review tax planning — Can you reduce next year's tax bill?
  • Update business plan — Set targets for new financial year

Full guide: HMRC Deadlines You Cannot Afford to Miss

Compliance by Business Type

Sole Trader Checklist

FrequencyTask
MonthlyUpdate bookkeeping, reconcile bank
QuarterlyVAT return (if registered), MTD updates
AnnualSelf Assessment return (31 Jan), payments on account

Limited Company Checklist

FrequencyTask
MonthlyPAYE payment, payroll submission, bookkeeping
QuarterlyVAT return (if registered), board meetings
AnnualCorporation Tax (CT600), Self Assessment (directors), P60s, P11Ds, annual accounts, confirmation statement

Full guide: Corporation Tax Compliance Explained

Software & Tools Recommendations

To make compliance easier, we recommend:

Accounting Software

  • Xero — Comprehensive, MTD-compliant, cloud-based
  • QuickBooks — User-friendly, good for small businesses
  • FreeAgent — Designed for freelancers and contractors
  • Sage — Traditional option, widely used

Receipt Management

  • Dext (Receipt Bank) — Photo receipts, auto-extract data
  • Expensify — Expense tracking and approval
  • AutoEntry — Invoice and receipt capture

Calendar & Reminders

  • Google Calendar with recurring deadlines
  • Accounting software deadline alerts
  • Work with accountant who tracks deadlines

How to Use This Checklist

✅ Implementation Steps
  1. Print this checklist or save as PDF
  2. Set calendar reminders for all monthly/quarterly/annual tasks
  3. Block time in your calendar (monthly: 2 hours, quarterly: 3 hours)
  4. Tick off each task as completed
  5. Review checklist quarterly — any missed tasks?
  6. Update checklist if your business structure changes

When to Hire an Accountant

Consider working with an accountant if:

  • You don't have time for monthly/quarterly tasks
  • You're not confident with tax rules
  • You want to optimize tax (not just stay compliant)
  • Your turnover exceeds £50,000
  • You have employees
  • You're VAT registered
  • You run a limited company

At Brightson Accounting, we handle all compliance tasks for businesses across Wolverhampton and the West Midlands. You focus on running your business — we handle HMRC.

Final Thoughts

Compliance doesn't have to be complicated. If you follow this checklist consistently:

  • You'll never miss a deadline
  • Your records will always be accurate
  • You'll claim all allowable expenses
  • HMRC enquiries will be rare (and easy to handle)
  • You'll sleep better knowing you're compliant

Want to stay compliant and reduce your corporation tax at the same time? Speak to an accountant today.